What is Compounding and Why Should You Care? Compounding is the process where your earnings (returns or interest) start earning more returns over time. It’s "growth on growth", where your money multiplies, not just adds up. • ₹1 lakh earning 10% annually = ₹1.10 lakh next year • In 20 years: Becomes ₹6.72 lakh (thanks to compounding!) • Wait 30 years? It becomes ₹17.45 lakh! • Delay by just 5 years and you could lose lakhs
With new investments popping up constantly like crypto, ETFs and direct stocks, there are a lot of reasons to why mutual funds are still the solid choice- how they stack up against the competition, and whether they’re the best way to grow your wealth.
Each decade of your life demands a different approach, and starting early (or even now!) can set you up for serious wealth. Here is the break-down of an expected financial plan, decade-by-decade, until your retirement.
Taxes are a part of financial life but overpaying them doesn’t have to be. Whether you're a salaried professional, entrepreneur, or freelancer, understanding how to invest tax-efficiently can significantly improve your real returns. In this post, we’ll break down what tax-efficient investing means, why it matters, and how you can use the top tax-saving instruments in India to your advantage.
Life can throw curveballs like medical emergencies, job loss, or sudden car repairs. Having an emergency fund gives you peace of mind and keeps your long-term financial plans on track.
